{"_buckets": {"deposit": "e549c1b6-06f6-4b36-9488-db18fd8005b0"}, "_deposit": {"created_by": 3, "id": "404", "owners": [3], "pid": {"revision_id": 0, "type": "depid", "value": "404"}, "status": "published"}, "_oai": {"id": "oai:tuis.repo.nii.ac.jp:00000404", "sets": ["60"]}, "author_link": ["1685", "1686", "1687", "1688", "1689", "1690"], "control_number": "404", "item_1701328008552": {"attribute_name": "出版者", "attribute_value_mlt": [{"subitem_publisher": "東京情報大学", "subitem_publisher_language": "ja"}]}, "item_1_biblio_info_14": {"attribute_name": "書誌情報", "attribute_value_mlt": [{"bibliographicIssueDates": {"bibliographicIssueDate": "2012-03-01", "bibliographicIssueDateType": "Issued"}, "bibliographicIssueNumber": "2", "bibliographicPageEnd": "114", "bibliographicPageStart": "97", "bibliographicVolumeNumber": "15", "bibliographic_titles": [{"bibliographic_title": "東京情報大学研究論集", "bibliographic_titleLang": "ja"}]}]}, "item_1_creator_6": {"attribute_name": "著者名(日)", "attribute_type": "creator", "attribute_value_mlt": [{"creatorNames": [{"creatorName": "樋口, 大輔", "creatorNameLang": "ja"}, {"creatorName": "ヒグチ, ダイスケ", "creatorNameLang": "ja-Kana"}], "nameIdentifiers": [{"nameIdentifier": "1685", "nameIdentifierScheme": "WEKO"}]}, {"creatorNames": [{"creatorName": "田邉, 亮平", "creatorNameLang": "ja"}, {"creatorName": "タナベ, リョウヘイ", "creatorNameLang": "ja-Kana"}], "nameIdentifiers": [{"nameIdentifier": "1686", "nameIdentifierScheme": "WEKO"}]}, {"creatorNames": [{"creatorName": "Higuchi, Daisuke", "creatorNameLang": "en"}]}, {"creatorNames": [{"creatorName": "Tanabe, Ryohei", "creatorNameLang": "en"}]}]}, "item_1_creator_7": {"attribute_name": "著者名よみ", "attribute_type": "creator", "attribute_value_mlt": [{"nameIdentifiers": [{"nameIdentifier": "1687", "nameIdentifierScheme": "WEKO"}]}, {"nameIdentifiers": [{"nameIdentifier": "1688", "nameIdentifierScheme": "WEKO"}]}]}, "item_1_creator_8": {"attribute_name": "著者名(英)", "attribute_type": "creator", "attribute_value_mlt": [{"nameIdentifiers": [{"nameIdentifier": "1689", "nameIdentifierScheme": "WEKO"}]}, {"nameIdentifiers": [{"nameIdentifier": "1690", "nameIdentifierScheme": "WEKO"}]}]}, "item_1_description_1": {"attribute_name": "ページ属性", "attribute_value_mlt": [{"subitem_description": "P(論文)", "subitem_description_type": "Other"}]}, "item_1_description_11": {"attribute_name": "抄録(日)", "attribute_value_mlt": [{"subitem_description": "2010年6月より導入された消費信用市場における総量規制の影響について、定量的な分析を行う。 個人の借入総額を原則として年収等の3分の1までに制限する総量規制は、導入されて1年以上が経過し、多重債務問題を抜本的に解決するという目的に貢献できているかどうか、判断する材料が強く求められている。 本研究においては、総量規制導入前後の長期的なデータに基づき、総量規制の影響について分析する。総量規制によって多重債務者の増加が抑制できるのであれば、規制導入後の延滞率などにも、その様子が現れているはずである。現状で入手可能な限りの長期間のデータを用いて、総量規制の導入前後における延滞率などの推移から、総量規制が多重債務者の減少に寄与しうるのかを議論をしていく。", "subitem_description_language": "ja", "subitem_description_type": "Other"}]}, "item_1_description_12": {"attribute_name": "抄録(英)", "attribute_value_mlt": [{"subitem_description": "Qualitative analyses are conducted on the impact of introduction of loan amount ceiling on Japanese consumer finance market. Under the new regulation, which takes effect on July 2011, an individual cannot make consumer finance loans over one third of the person\u0027s annual income. Since the regulation has been introduced for over one year, a question arises how the regulation contributes to the reduction of the number of over-indebted people. We investigated the effects of introduction of the regulation by utilizing long-term qualitative data from consumer finance companies. We expect to see improvements of financial situations of borrowers if the regulation works toward its goal: reduction of over-indebtedness. Keywords: consumer finance, personal finance, regulation, over-indebtedness.", "subitem_description_language": "en", "subitem_description_type": "Other"}]}, "item_1_identifier_registration": {"attribute_name": "ID登録", "attribute_value_mlt": [{"subitem_identifier_reg_text": "10.15029/00000403", "subitem_identifier_reg_type": "JaLC"}]}, "item_1_source_id_13": {"attribute_name": "雑誌書誌ID", "attribute_value_mlt": [{"subitem_source_identifier": "AA11155514", "subitem_source_identifier_type": "NCID"}]}, "item_1_text_10": {"attribute_name": "著者所属(英)", "attribute_value_mlt": [{"subitem_text_language": "en", "subitem_text_value": "Tokyo University of Information Sciences, Faculty of Informatics, Department of Business and Information"}, {"subitem_text_language": "en", "subitem_text_value": "Tokyo University of Information Sciences, Graduate School of Informatics"}]}, "item_1_text_9": {"attribute_name": "著者所属(日)", "attribute_value_mlt": [{"subitem_text_language": "ja", "subitem_text_value": "東京情報大学総合情報学部情報ビジネス学科"}, {"subitem_text_language": "ja", "subitem_text_value": "東京情報大学大学院総合情報学研究科"}]}, "item_files": {"attribute_name": "ファイル情報", "attribute_type": "file", "attribute_value_mlt": [{"accessrole": "open_date", "date": [{"dateType": "Available", "dateValue": "2012-03-01"}], "displaytype": "detail", "download_preview_message": "", "file_order": 0, "filename": "KJ00007707239.pdf", "filesize": [{"value": "1.8 MB"}], "format": "application/pdf", "future_date_message": "", "is_thumbnail": false, "licensefree": "TUIS", "licensetype": "license_free", "mimetype": "application/pdf", "size": 1800000.0, "url": {"label": "KJ00007707239", "url": "https://tuis.repo.nii.ac.jp/record/404/files/KJ00007707239.pdf"}, "version_id": "f171574d-bca8-451a-8364-c3a987a896ba"}]}, "item_keyword": {"attribute_name": "キーワード", "attribute_value_mlt": [{"subitem_subject": "消費者信用", "subitem_subject_language": "ja", "subitem_subject_scheme": "Other"}, {"subitem_subject": "パーソナルファイナンス", "subitem_subject_language": "ja", "subitem_subject_scheme": "Other"}, {"subitem_subject": "総量規制", "subitem_subject_language": "ja", "subitem_subject_scheme": "Other"}, {"subitem_subject": "多重債務", "subitem_subject_language": "ja", "subitem_subject_scheme": "Other"}, {"subitem_subject": "consumer finance", "subitem_subject_language": "en", "subitem_subject_scheme": "Other"}, {"subitem_subject": "personal finance", "subitem_subject_language": "en", "subitem_subject_scheme": "Other"}, {"subitem_subject": "regulation", "subitem_subject_language": "en", "subitem_subject_scheme": "Other"}, {"subitem_subject": "over-indebtedness", "subitem_subject_language": "en", "subitem_subject_scheme": "Other"}]}, "item_language": {"attribute_name": "言語", "attribute_value_mlt": [{"subitem_language": "jpn"}]}, "item_resource_type": {"attribute_name": "資源タイプ", "attribute_value_mlt": [{"resourcetype": "departmental bulletin paper", "resourceuri": "http://purl.org/coar/resource_type/c_6501"}]}, "item_title": "消費者信用市場における総量規制の影響", "item_titles": {"attribute_name": "タイトル", "attribute_value_mlt": [{"subitem_title": "消費者信用市場における総量規制の影響", "subitem_title_language": "ja"}, {"subitem_title": "The Impact of Introduction of Total Loan Amount Ceiling on Japanese Consumer Finance Market", "subitem_title_language": "en"}]}, "item_type_id": "1", "owner": "3", "path": ["60"], "permalink_uri": "https://doi.org/10.15029/00000403", "pubdate": {"attribute_name": "PubDate", "attribute_value": "2012-03-01"}, "publish_date": "2012-03-01", "publish_status": "0", "recid": "404", "relation": {}, "relation_version_is_last": true, "title": ["消費者信用市場における総量規制の影響"], "weko_shared_id": -1}